Intent to seize assets

Got an IRS LT11Notice? Here's What It Means

What this notice means

LT11 is a final notice of intent to levy and your right to a Collection Due Process (CDP) hearing (in qualifying situations). It means the IRS may levy wages, bank accounts, or other property if you don’t respond appropriately.

It is one of the most serious notices in the collection pipeline.

Why did I get this?

You have an unpaid tax debt and prior notices did not resolve it.

The IRS is informing you of impending levy action and certain appeal rights.

What should I do next?

Read the LT11 immediately and note any deadline to request a CDP hearing.

If you want a CDP hearing, follow the instructions precisely and submit your request on time.

If you can full-pay or enter into an arrangement, act before levy action occurs.

Strongly consider professional help—LT11 involves legal rights and strict deadlines.

Get a plain-English breakdown in the IRSDecode decoder tool.

Frequently asked questions

  • What is a CDP hearing?

    It’s an opportunity to challenge collection action and discuss alternatives like installments or offers, within IRS procedures. Eligibility and timing depend on your notice.

  • Can the IRS levy my bank account after LT11?

    If you don’t resolve the debt or exercise timely rights, levy is a possible next step. The notice explains the IRS’s intent and your options.

  • What if I can’t afford to pay?

    You may still have options (payment plan, hardship, offer in compromise). A tax professional can help you navigate what the IRS may consider.